Category Archives: Life Cover and Serious Illness

First Steps to Reaching Financial Security

By Unique FS | December 6th, 2010
 1. Savings & Investments: It is always recommended to save regularly and plan for the unexpected or difficult times that we may be faced with such as an illness or unexpected unemployment etc.   Savings must be easily accessible for whenever you may need it. In addition to saving, it is ideal to have an investment. The benefit of investing is that there is a greater potential to earn higher returns over the longer term.  There [...]
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A Basic Guide to Assessing Capital Acquisition Tax

By Unique FS | December 6th, 2010
 Initially, before any assessment can be made in relation to Capital Acquisition Tax, a comprehensive list of the following would need to be established: Who are the beneficiaries of the gift/inheritance? What are the assets and liabilities of the person making the gift? Are there business/farm assets to be considered? Is there personal property? Are there savings or investments to be considered? What life assurance is currently in place? Are there pension benefits that need [...]
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Serious Illness Cover – Claims Summary

By moleary1 | July 14th, 2010
In the last edition we looked at the different combinations of serious illness cover available on the market. The cover choices available to you are stand alone serious illness cover, life cover with independent serious illness cover & life cover with accelerated serious illness.  Today, I would like to give you a summary of the retail claims made against Serious Illness by one life company – Irish Life in 2009. The number of serious illness [...]
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Serious Illness Cover Continued

By moleary1 | July 2nd, 2010
Noelette Hassett, Qualified Financial Advisor Unique Financial Services Ltd (as Regulated by The Central Bank of Ireland) I hope that you found my article in the last edition informative.  It described what serious illness cover means in terms of financial protection.  It explained also the reasons why this cover is needed and gave a brief overview of just how many of us will be affected by a serious illness in time to come. Today, I [...]
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Serious Illness Cover

By moleary1 | June 24th, 2010
Noelette Hassett, Qualified Financial Advisor Unique Financial Services Ltd (as Regulated by The Central Bank of Ireland) I have just recently returned from Dublin where I worked in Financial Services for ten years.  I would like to give you some information and statistics around the importance of having cover in place for the future, so that you can realise your financial goals.  Today, I would like to give you an overview of what serious illness [...]
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